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Employee Benefit Programs

As an independent agency, we can choose from many companies and networks to structure customized and cost-effective employee benefit programs:

• Fully and Self Insured Benefit Plan Options

• Group Health, Vision and Dental Insurance

• Health Reimbursement Accounts (HRA)

• Health Savings Accounts (HSA)

• Flexible Spending Accounts(FSA)

• Prescription Drug Programs

• Group Life Insurance

• Group Short and Long Term Disability

• Long Term Care Insurance

• Voluntary Benefit Plans

• Group Legal Services
• (Includes Identity Theft Coverage)

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© Haywood + Associates | PO Box 407, Caledonia, MI 49316 | P: 616 554.9960 | F: 616 554.9913
www.haywoodandassociates.com